Do not make this mistake when buying a house. There are 3 numbers you need to know. Most people only look at one and that is why they end up stressed. 1. What the bank approves you for. This is the MAX they will lend you. It does not mean you should spend it. Banks will approve way more than what feels comfortable. 2. What is recommended. A simple rule says your house payment should be about 28% of your income. In some areas this number is too low, but it is a good starting point. 3. The most im

I wish someone had sat me down before I bought my first place and told me this. So I will tell you now. Most of the real costs of a home do not show up until after you move in. 1. Small repairs add up fast. That little leak becomes $800. That simple electrical fix becomes $1200. Homeownership hits different when the bill is yours. 2. You need 1-2% of the purchase price set aside in cash. Even move in ready homes have surprises. Inspections do not catch everything. 3. Inspectors cannot see inside

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