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The First Home Savings Account FHSA is a registered account designed to help first-time homebuyers save for a down payment. You get a tax deduction when you contribute, and your withdrawals for a qualifying home purchase are completely tax-free. How much can you contribute? • $8,000 per year • $40,000 lifetime limit Unused annual room carries forward but only up to $8,000. Unlike the TFSA room which builds automatically once you turn 18 and become a Canadian resident, whether you open the accoun
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Tax Refund assumes income with 30% Tax Bracket. By depositing money in a FHSA, you’ll reduce your taxable income and save on taxes. The FHSA is specifically designed to help you save for the purchase of your first home. While withdrawals are tax-free, they become taxable if you withdraw money for a purpose other than buying a home. ➡️ Comment "Planner". #HomeBuyingPlanner #HomeBuyingTips #MortgageAffordability #FirstTimeHomeBuyer | Canadian Financial Literacy
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