For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Freddie Mae and Fannie Mac are now allowed to calculate rent history in the algorithm for determining credit history loan ...

Fannie Mae and Freddie Mac will now allow lenders to use VantageScore, as well as FICO scores, when underwriting loans.

Growth in conventional originations at U.S. banks came with the unexpectedly rapid rise of 30-year fixed interest rates in ...

Growth in conventional originations at U.S. banks came with the unexpectedly rapid rise of fixed interest rates in 2022, ...

Mortgage rates moved up this week, with the 30-year fixed rate averaging 6.78 percent, compared to 6.72 percent the previous ...

Mortgage application volume jumped last week as interest rates fell to their lowest level in three months, according to the ...

The FHA just loosened up—big time. The Department of Housing and Urban Development (HUD) recently rescinded multiple rules tied to FHA single-family lending—loosening appraisal standards, lifting some ...

Fannie Mae and Freddie Mac will accept a credit scoring model for mortgage applications that captures rent and utility ...

On June 25, Federal Housing Finance Agency Director William J. Pulte ordered Fannie Mae and Freddie Mac – the two ...

Mortgage application activity bounced higher last week following a drop in rates to the lowest levels in 3 months. The ...

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, ...