With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

For prospective homebuyers without a sizeable down payment or great credit, this may be the mortgage option for you. Backed by the Federal Housing Administration, FHA loans only require 3.5% down for ...

A bad credit score can make the homebuying process particularly challenging, as most mortgage lenders require a FICO ® Score of at least 620 for a conventional home loan. The good news is that some ...

New American Funding offers a variety of loans, including several with low or no down payment, and many loans come with a guaranteed 14-business-day closing. Founded in 2003, California-based New ...