Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Achieving an 850 credit score is a rare feat, representing the pinnacle of creditworthiness. While it promises access to the best financial offers, is it truly necessary?

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

The average credit score in the U.S. remained steady at 715 at the end of 2024, according to Experian data. But while stability has been the trend, recent developments suggest that credit scores could ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Mortgage lenders will soon have a new way to assess borrowers applying for government-backed loans. That sent the stock of America’s biggest credit score company plunging Tuesday. Federal Housing ...