Some older Americans will see a change in how they can make 401(k) catch-up contributions next year. Is there a catch?

The year is already rapidly coming to a close, making it peak season for assessing (and, in many cases, reassessing) contribution options related to retirement savings accounts. A major factor worth ...

IRS rule changes will require some older workers to make 401(k) catch-up contributions with after-tax dollars, rather than as ...

Catch-up contributions allow people aged 50 and up to contribute more to their workplace retirement accounts. For 2025, the ...

You can contribute more to your 401(k) beginning at age 50 Fact checked by Vikki Velasquez Reviewed by Khadija Khartit If your employer offers a 401(k) plan, this can be a very effective way of saving ...

Catch-up contributions allow workers aged 50 and older to save extra money into their retirement accounts in addition to the ...

The change means that in 2027, workers aged 50 and older who earn $145,000 or more must make their 401 (k) contributions ...

One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.

SECURE 2.0 Act reqiures workers earning $145K or more to use Roth accounts for catch-up contributions starting 2026.

Missing out on the benefits of the employer match and compounding growth could force you to work longer and lower your ...

You still have up to two income years to take advantage of pretax catch-ups. If you’re in a high tax bracket, making those ...