Another common misconception: that target-date funds guarantee income in retirement. They don’t. None of them promise to ...

American Funds 2025 Trgt Date Ret Inc Fd has an expense ratio of 0.35 percent.

For anyone eyeing a 2026 retirement date, the rules around Social Security are shifting at exactly the moment decisions start to feel irreversible. The age at which you qualify for a full benefit is ...

If you're thinking about putting off retirement by some number of years following the recent Trump tariff-driven stock market correction, you're not alone. Though this week's relief rally has allowed ...

If you are retiring soon, you should have submitted your retirement application, usually through the Online Retirement Application (ORA) system. Retirement involves important, sometimes irreversible ...

Few investors have as vested an interest in generating a reliable income stream as those in or approaching retirement. Target-date retirement funds, meant for those saving and spending in retirement, ...

Our research team assigns Silver ratings to strategies that they have a high conviction will outperform the relevant index, or most peers, over a market cycle on a risk-adjusted basis. While this ...

Question: I plan to retire next year. Initially, I wanted to leave my job in May, although I'm now curious about the financial advantages of staying through the calendar year. Does it matter what time ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. For many of us, we get so caught up in our day to day lives that we fail to ...

How will millennials, Gen X and baby boomers approach saving for and living in retirement? The Retirement Reimagined Study from Schwab uses advanced predictive modeling techniques to forecast how each ...

Last week, we looked at three former federal employees who all made the same error when completing form RI 92-19, FERS Application for Deferred or Postponed ...