Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.

Five years ago, Taylor Gothard, 41, and his spouse found themselves staring at $100,000 in credit card debt spread out over 17 maxed-out credit cards. When it comes to debt like this, they’re not ...

Most Americans carry debt, and that includes the high-interest debt that comes with credit cards. Total credit card balances rose 5.8% from a year ago, to $1.14 trillion, according to a recent Federal ...

I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. And not just in ways you can see. Sure, you know ...

A good credit score can help you qualify for loans, lower your interest rates and even expand housing and job opportunities. Responsible financial habits — like paying on time and keeping debt low — ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...