A home equity line of credit (HELOC) can be a valuable tool for homeowners looking to leverage the equity in their homes. Whether you are planning a major renovation, consolidating debt or funding a ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A Heloc can ...

With home equity levels high and HELOC rates low, a $15,000 HELOC can be worth opening now. Here's what it costs.

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

Homeowners have built up a lot of equity in their homes over the last few years. If you're sitting on some equity too, you might be ready to tap into it with a home equity line of credit (HELOC).

We usually associate house-based lending — mortgages, home equity loans — with a fixed interest rate and stable payments. But home equity lines of credit (HELOCs) are different: The interest rates on ...

A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan will be more expensive, as you won’t get the lowest interest rate. It’s possible to get a ...

If you’ve got an investment property that brings in regular income, you might be considering tapping the equity in that home to invest in another property or make improvements. And while you may be ...

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A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home.

You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.

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