Refinancing your mortgage can be difficult if you have poor credit or a high debt-to-income (DTI) ratio. It can be practically impossible if you’re underwater—meaning your property is worth less than ...

The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

The Home Affordable Refinance Program (HARP) was established in 2009 as a way to help struggling homeowners refinance in the aftermath of the housing crisis. Because of lower down payments and the ...

Currently, the FHFA estimates there are more than 300,000 U.S. homeowners that could still refinance through HARP. Both the Home Affordable Modification Program and HARP were originally launched in ...

The new version of HARP, the Home Affordable Refinance Program, appears to be gaining in popularity judging by the quarterly figures rolled out today by the Federal Housing Finance Agency. According ...