Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Credit scores are more than just numbers—they affect your ability to borrow, rent, and even land certain jobs. Yet, many people make decisions based on false beliefs. Let’s bust the biggest credit ...

Achieving an 850 credit score is a rare feat, representing the pinnacle of creditworthiness. While it promises access to the best financial offers, is it truly necessary?

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Can you get a credit card with a bad credit score? And how many different FICO credit scores do you have? If you said "no" or "three," respectively, to these questions, you've fallen victim to a ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...