Learn More: Dave Ramsey: Why You Shouldn’t Buy a New Car/Take Out an Auto Loan This Year Once the first debt is fully paid off, the debt snowball ... make sure to keep a spreadsheet or ...

The good news is that there are ways to manage or even eliminate your debt. Well-known financial guru Dave ... One of Ramsey’s top methods to manage those debts is the debt snowball method.

By taking this approach, it is hoped that dealing with smaller debts will normalize building positive habits toward a debt-free lifestyle. Financial expert Dave Ramsey advises using the snowball ...