Here's How Many Americans Have a Perfect 850 Credit Score in 2025

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be impacted. Why some might need to worry

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

6 Ways To Protect Your Credit Score During Holiday Shopping Time

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Try this 30-second trick to keep your holiday spending from wrecking your credit score

The simple step of setting up spending notifications in your credit-card app can help you avoid using up too much of your ...

Check Your Credit Score for Free Whenever You Want With These 7 Services (But There’s a Catch)

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...
National Mortgage Professional

Inclusive Credit Scoring Nears Reality After FICO, FHFA Strike Agreement

Director William Pulte described as "Huge!," a major obstacle that stalled efforts to introduce more inclusive credit scoring ...

Retired and Think Your Credit Score Doesn't Matter? Here's Why You Need to Order a Copy of Your Credit Report Before the End of 2025.

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Millions to receive credit scores under new models, but expert warns of approval trap

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

How your credit score quietly drives up your car insurance — by up to 3x

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...

Real estate Q&A: Can condo board keep me from renting if my credit score is barely too low?

Q: I’ve been having an issue while trying to rent a condo apartment. I have a good job, drive a nice car and have a credit ...

When will buy now, pay later debts impact your credit score?

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

Average Car Loan Interest Rates by Credit Score

Learn how credit scores influence car loan interest rates in 2025.