Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

There's no point in life when your credit score stops mattering.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Building a solid credit score is an excellent way to find financial flexibility, and steps like a secured credit card or a ...

You’re more likely to find rates below 4% when you have a higher credit score ...

Going over your credit limit triggers fees, higher rates, and score damage that most people don't see coming.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Editor’s note: The following article is an op-ed, and the views expressed are the author’s own. Read more opinions on theGrio. I was on “TheGrio with Marc Lamont Hill” last week, and one of the topics ...