Banks and other financial institutions don’t automatically ask account holders to designate a beneficiary, so it can be easy to forget or postpone adding a beneficiary until it’s more convenient. But ...

Time to catch up on some of the questions that readers have sent in. Q: I've read that you can add a payable on death beneficiary to a car title. I've gone to the BMV website but I can't find a form.

A Roth IRA doesn’t have required minimum distributions unless it’s inherited. Withdrawal options vary depending on your relation to the deceased. Consult a tax professional before making decisions ...

Adding an annuity to your financial plan is something you might consider if you’re hoping to generate additional streams of income for retirement. Annuities are contracts that allow you to exchange a ...

IRS announces extended penalty waiver for certain inherited retirement account beneficiaries if they miss taking an RMD in 2023 that would have been necessary under the 2022 proposed guidance. A few ...

The Social Security Administration has reversed itself – again – on a key change that could have wiped out monthly benefits for some recipients. The agency now said recipients who received ...