It's hard to bet against Indiana right now, but Will Hill is doing just that by taking Penn State to cover the spread in Week 11.

The Hoosiers of old would be staring at a talented Penn State team and raucous crowd. Just because Curt Cignetti has elevated IU doesn't mean he isn't concerned.

Indiana football finished its 2024 regular season with an 11-1 record, powering the program to its first College Football Playoff. The Hoosiers appeared as a 10-seed in the first year of the 12-team CFP but lost 27-17 to the University of Notre Dame in the first round of the playoff on Dec. 20, 2024.

Mike Rhoades, the chairman for the College Football Playoff Selection Committee, explained the decision to rank Ohio State ahead of Indiana football.

The first College Football Playoff rankings of the season have some teams in the right spots, while others are too high or low.

The initial College Football Playoff rankings are out, setting the stage for the final month of the 2025 season

Check out this week's Penn State football podcast with York Daily Record's Frank Bodani, PSU writer Mike Gross and former TV anchor Andrew Kalista.