A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...